Free consultation
The first call is a map. No fee to talk.
Free consult · no hard credit pull until you say yes
Purchase, renewal, refinance, HELOC, second mortgage, self-employed, or the bank already said no. I shop Clover’s lender list and I will say when a product is a poor fit.
The first call is a map. No fee to talk.
I do not run credit just to chat. A bureau happens only with your okay.
No SIN or ID photos through the website form. Official apply link only.
Tap the one that sounds like you.
Book a call or WhatsApp. No hard pull until you say yes.
Income, debts, the property, what you want the payment to do.
Clover’s 70+ lender list. Bank first when it fits.
Some complete files move in a day or two. That is a circumstance, not a promise.
No lender-logo carousel. Those marks belong to the banks. This is the mix behind the file.
Purchase, insured first mortgage, renewal, refinance, rental.
Residential detailsSeconds, private, self-employed, credit, reverse, timing.
See servicesSmall commercial and mixed-use, case by case.
Ask about commercialBrokerage-level figures, not Rozil’s personal volume.
Typed from a sheet — not a live bank feed.
| Term | Fixed | Variable | Private 1st | Private 2nd |
|---|
OAC. Rates change. Not an offer to lend.
Real client reviews will go here once permission is on file. Until then, book a call and judge the fit yourself.
Full list lives on the FAQ page — it was already built; it is now in the top menu too.
No. Compare a renewal, a switch, and a refinance first.
No. First call is a map, not a bureau hit.
Possible when title and documents are ready. Not a guarantee.