Mortgage rates

Where does this table come from?

The fixed / variable / private columns are typed by hand from the brokerage rate sheet. There is no live feed from TD, RBC, or the Bank of Canada filling this table.

Bank of Canada publishes the policy overnight rate, not your 5-year fixed. Prime is set by each bank.

TermFixedVariablePrivate 1stPrivate 2nd

Subject to change. Credit, property type, occupancy, default insurance, and lender guidelines apply. Private rates are starting points only.

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